Get Your FILL
E01 - Introduction

*Intro and outro music are from an original piece by

Carl Zukroff of The Blue Hotel

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You know when you were a kid and people always used to ask you what you wanted to be when you grew up? Man, I used to hate that question. I struggled with the answer to that question for years – for decades. Coming up on my 50th birthday, which is a big milestone birthday and I was feeling appropriately introspective and evaluating the past 50 years and not being too impressed. I had less than $50k in my retirement account and honestly, I still didn’t know what I wanted to be when I grew up. I felt like I had wasted my life and now it was too late to accomplish anything. Turns out I’m not alone, actually. Only 11% of baby boomers have $500,000 or more saved for retirement and nearly half of us have no savings at all. If I’d known that before I was doing my big introspection, I probably wouldn’t have felt so bad.
Anyway, a couple of weeks after my birthday when I was still in my funk and wallowing around in self-pity, I got an invitation to my Aunt Gert’s 100th birthday party. I went obviously. I mean, who’s going to say no to that, and spending time with her that day and seeing how sharp and funny and vibrant she was, I had this major paradigm shift. I realized that it wasn’t too late – that I actually had 50 more years to get it right.
Every year that she lived beyond that, I kept saying, “Okay, 50 more years”, “Hey, still have 50 more years”. Sadly, we lost Aunt Gert last fall so the clock is now ticking on my 50 years and that seems to have lit a fire under me.
A couple years after that birthday party, I finally figured out the reason that I’d been having so much trouble answering the question of what I want to be when I grow up. It’s cuz I had been thinking about it incorrectly. I thought the answer was something like: a doctor or a lawyer, a teacher or maybe a fireperson or even a ballerina but I don’t want to be any of those things. What I want to be when I grow up is financially independent. I don’t want to have to trade my time for dollars. As soon as I had that – bam – revelation, which felt like a baseball bat to the side of the head – I went online immediately and started researching financial independence. I quickly found this thing: FIRE – have you heard of this? I think it’s a millennial thing. It’s Financial Independence, Early Retirement – or Financial Independence, Retire Early – depending on who you read and whether you prefer bad spelling or bad sentence structure. Regardless of how you spell it, I’m too old to retire early. It’s no great coup to retire when you’re pretty much retirement age. So in homage to Aunt Gert, I’m working on getting my FILL, Financial Independence and Long Life. It has been a great journey so far. I’ve learned a lot and I met some amazing people and now we’re launching this podcast called – wait for it…Get Your FILL. The plan for the podcast is to alternate between a format that loosely follows my Facebook live sunrise series, which is:
 Move-it Monday, where we incorporate some little bit of exercise into our lives.
 TAGR Tuesday, where we analyze some aspect of Napoleon Hill‘s book, Think and Grow Rich.
 Where-Am-I Wednesday, which is like it sounds: we see how we’re tracking to our goals and do a little status update
 Thank-you Thursday, we just take a minute to stop and show gratitude to someone or situation that has had a positive impact on us this week
 Foodie Friday, where I share one of my favorite recipes or one from a friend or a listener
 Surprise-me Saturday, I obviously can’t tell you about that or it won’t be a surprise.
On the alternating weeks, I’ll interview someone. Most likely someone who has achieved financial independence about how they accomplished it and how we can too. That’s one of the things that
bothered me about the FIRE folks. Because of their age and the way that the economy has been during their lifetime, a lot of them just kind of happened to invest in the right stock at the right time. I think it’s Mr. Mustache who said, “Oh, I just happened to buy Google stock when it was”, I don’t know, 4 buck or something and now they’re sitting pretty and they’ve figured out oh, if I live conservatively I can live off this money forever or they were smart enough to decide that they wanted to get into this early retirement thing before they had kids in college and houses and ex-people to support so apart from the advice to spend less money and save what you don’t spend, which is obviously great advice but it also requires time for the magic of compounding interest to kick in. I didn’t find a lot that could help me at my stage of life. So the premise of the show, Get Your FILL, is that you – or actually I – want to stop working for money within the next ten years and then to go on and live a happy, healthy life for at least the next 50 years.
I invite you to join me on this journey. I welcome your comments, your feedback, your questions, suggestions – and your recipes, anything you want to share. In the meantime, please visit the website, which is You know, I don’t know how I come up with this stuff. There you’ll be able to listen to the podcasts. You can get info on the guests including links to their websites and any books or resources that they mention during the podcast and you can download a free copy of my book, which is called, Empower Your Inner Millionaire, A Woman’s Guide to Financial Freedom through Real Estate Investing. So strap in, this is going to be a lot of fun and hopefully, we’ll all be retiring early very soon.

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